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Inform us concerning the loan that is personal want, then offer us with a few factual statements about your self along with your funds

Inform us concerning the loan that is personal want, then offer us with a few factual statements about your self along with your funds

Borrow as much as $50,000 unsecured

Personalised prices from 6.99per cent ?(contrast price 7.79% )?

Our latest prizes

Just how can we assist?

Or pick another loan function

Just how to apply online

Step one. Get to know you

Step 2. Get your loan offer

We’ll provide a detail by detail loan offer together with your interest rate, borrowing limit and repayments for you really to accept.

Step 3. Get your cash

When you accept your estimate and supply some last details, a lot of people get their funds within a day.

That which we offer

$2K – $50K

Loan restrictions

3 or five years

Loan terms

$275 or $575

Establishment fee

Early payment charge

  • All loans are unsecured
  • Prices from 6.99per cent – 25.69% p.a. ? (comparison price 7.79% – 26.65% p.a. ?)
  • Your price is fixed for the full life of the mortgage
  • It is possible to repay regular, fortnightly or month-to-month
  • Establishment charge of $275 for loans under $5,000 ?
  • Establishment charge of $575 for loans $5,000 and over ?
  • No month-to-month account maintaining charges

A reasonable and easy loan that is personal

If usage of cash is keeping you straight straight back, we’re here to greatly help

A lot more than a loan

Behind the scenes is an amiable and specialized team willing to reply to your concerns which help you finance your targets with an internet loan.

Personalised prices

Get yourself an interest that is fair that’s personalised to you personally. Everybody’s needs will vary, and that’s why you’ll get an interest rate centered on your circumstances – not everybody else’s.

Simplified borrowing

Our 100per cent online procedure makes it simple to utilize for that loan when, anywhere. Our interest levels and costs are really simple to realize, so any surprises won’t be had by you.

Fast loan estimate that is personal

Make use of our loan that is personal calculator get an instant estimate for the prices and repayments to anticipate for the online loan.

Typical loan that is personal

That is Harmoney?

Harmoney established in 2014 as NZ’s first licensed peer-to-peer personal bank loan provider. Ever since then, we’ve loaned more than $1.7 billion to over 50,000 borrowers both in Australia and brand brand New Zealand (March 2020).

Today, we fund loans more usually, but our focus continues to be the exact exact same: to help make the borrowing experience fairer, faster and much more available and also to take away the inconvenience, awkwardness and doubt connected with conventional borrowing.

Our purpose is always to assist and motivate visitors to attain their goals through lending options which can be friendly, reasonable and easy to utilize. We understand that usage of cash during the time that is right make an enormous distinction so we think accountable financing is a must for helping people embrace the opportunities that life gifts.

Is really a loan that is personal for paying down credit debt?

An online loan in the type of a debt consolidating loan may be a good way to settle personal credit card debt as well as other debts, nonetheless it’s perhaps maybe perhaps not suited to everyone else.

Why work with a loan that is personal of extending my home loan?

Today installment loans no credit check, low interest for mortgages makes it tempting to boost a home loan with additional financial obligation to truly save you interest costs. It’s a choice that is worthwhile considering it can sometimes end up being more costly in the long run if you have equity, but.

We’ve written concerning the benefits and drawbacks of expanding your home loan, to assist you make the best choice about handling financial obligation:

So what can I prefer a loan that is personal?

Harmoney loans that are online extremely versatile and that can be employed to fund most situations you intend to.

Debt consolidating, house improvements and renovations and car lease are popular reasoned explanations why individuals submit an application for a unsecured loan. We additionally provide wedding loans, training loans and loans that are personal medical costs, home things, travel and vacations and much more.

If cash and funds are keeping you right right right back from reaching the things you prefer in life, speak with us regarding how a loan that is personal assist.

Am I going to be eligible for a Harmoney loan?

In brand brand brand New Zealand – to use for a unsecured loan you have to:

  • Be 18 years or older
  • Be A permanent Resident or brand brand brand New Zealand resident
  • Be making an income that is stable


Your comment will be published within 24 hours.


Use our form to estimate the initial cost of renovation or installation.

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